The following programs are used in nearly all the zero down financing in New Hampshire.
The first is the Zero Down VA Loan Program. This 100% financing program is good for home buyers who have served in the Armed Services and are eligible for a VA loan. Its primary benefits include the following:
The second-most widely used no-money-down program is the USDA Rural Development Guaranteed Housing Loan Program. This program works best for borrowers who are purchasing in a rural area. Its primary benefits include the following:
Requirements for an RD loan:
If you don’t meet the criteria for VA or RD financing, consider a third option: a New Hampshire Housing Finance Authority (NHHFA) down payment assistance grant.
For information on this and other loan programs, contact Charley at (603) 471-9300 or send an email.
Charley Farley, NMLS ID: 93936. Corey Bowman, NMLS ID: 1071527. Branch NMLS ID: 184742. This is not an offer to lend or extend credit. Subject to underwriting approval. Terms and conditions may apply and are subject to change at any time. Dave Heeter and Keller Williams Metropolitan are not mortgage lenders. Please contact HarborOne Mortgage to learn more about your eligibility for its mortgage products.